FINANCE AVAILABLE!

How It Works

Applying for our financing option is easy and straightforward. Applications can be made online by clicking the on the "Finance available" icon or over the telephone with an experienced Loan Advisor.

Take the steps to transforming your home today!

Online Application

Once an application is completed and submitted, you will normally receive a “decision in principle” in around 40-60 seconds. You will then be presented by one of two screens:

  • If you meet criteria of one of the lenders, you will receive a quote. This will include representative APR and monthly repayments. You will have the option to accept the quote if you wish to proceed. This does not mean the loan has been approved but that the application has passed pre-qualification checks.

  • If you are not matched with a lender immediately you will see a message advising that a loan advisor will be in touch. This is often the case if information needs verified or the application is incomplete. You will normally be contacted the same day if it is within business hours. Otherwise, it will be the next working day.

Telephone Application

Customers can also make applications over the phone by contacting a loan advisor on 02036174647. If they meet the criteria of one of the lenders, we will be able to give them a quote at the end of the application.

Understanding the loan status

Your application is assigned with a status - this can vary depending on how your application is progressing.

Below is a brief description of each status:

  • LOAN OFFERED: The application meets the criteria of one or more lenders, the quote with the lowest APR has been presented to the applicant. Unless the quote is accepted, a loan advisor will contact the applicant within 24 hours to confirm whether you wish to proceed.

  • QUOTE ACCEPTED: If the applicant accepts the quote, the lender will contact the customer directly to complete the loan.

  • LOAN COMPLETED: The loan has been completed and the funds have been transferred to the customer.

Disclaimer

Kilwee Kitchen Company is an introducer appointed representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and term.

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